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B u s i n e s s I n s u r a n c e
Commercial General Liability
A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.
Commercial Liability Insurance is the most detailed resource available on commercial general liability, owners & contractors protective liability, liquor liability, products completed operations liability, railroad protective liability, pollution liability, and umbrella liability insurance. Other types of Commercial General Liability include Garagekeepers Liability and Employment Practices Liability. If you run an auto service operation, having Garagekeepers Liability coverage will protect your customers’ vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee’s legal rights have been violated.
Every day, you work hard to ensure that your business stays up and running. From serving your customers and offering your products and services to providing your employees with jobs, your business is a powerhouse of activity. That’s why it’s important to make sure your commercial property is protected because accidents do happen, and the last thing you want to experience as a business owner is being out of commission and under the wrong policy.
With a custom Property Insurance policy from Zalexsi Insurance Solution, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Our insurance specialists can help you create a policy that keeps your small-to medium-size business insured from top to bottom by covering such items as:
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Your building All interior items (desks, furniture, etc.)
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Any outdoor signs on your property
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On-site equipment
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Your inventory
Other items that are typically found on a Property Insurance policy can include Builder’s Risk insurance and Equipment Breakdown coverage.
Commercial Property
Business Owners Property
Zalexsi Insurance Soulution is in the unique position of having encyclopedic information about the many different ways your business property could be damaged or destroyed, from fire and flooding to embezzlement. Property is also vulnerable as a result of a variety of other events such as electrical surges, accidental activation of a chemical sprinkler system or a computer virus.
Bodily Injury Liability , Medical Payments, Personal Injury Protection (PIP) Coverage
Comprehensive Coverage, Collision Coverage, GAP Coverage, Uninsured and Underinsured Motorist Coverage
Commercial vehicle policies are designed and priced to assume that multiple drivers may, and often do, drive the vehicles.To prevent losing your hard-earned revenue due to an auto accident, you’ll want to ensure that your vehicles, products, and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more.
With Commercial Auto Insurance from Zalexsi Insurance Solution, we’ll work with you one-on-one to create a customized policy that may include:
Commercial Auto
Workers Compensation is a state mandotory program requiring employers with one or more employees to provide coverage for work related injury, illness or death. Limits are statutory and premiums are determined by applying a factor to employee payroll. The factor is an actuarially determined percentage based on universal claim experience in that job category. Premiums can vary from company to company when premium modifiers are applied to
the rates. Having the right Workers Compensation plan from Zalexsi Insurance Solution can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death. Workers Compensation can cover financial obligations such as:
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An injured employee’s medical expenses/treatment
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The replacement of lost wages from injury time off
If your business does not offer Workers Compensation, serious injuries that occur on the job could lead to an employee suing your company for damages. That’s why it’s important to discuss your options with a Zalexsi Insurance Solution specialist who can help you find the right coverage options for all your business needs.
Workers Compensation
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HOURS & LOCATION
Location
143 Landsdwone Loop
San Ramon, CA 94582
or
1700 Ygnacio Valley Rd.
Walnut Creek, CA 94598
Tel: 925-352-5535
Fax: 925-352-5535
E-mail: zalexsi.insurance@yahoo.com
Hours
Monday - Friday
9:00 am to 6:30 pm
Saturday
by Appointment
Sunday
by Appointment